This video is about Fractional Reserve Banking, which means only a portion (fractional) of the money needs to stay in a bank (reserve). The rest can be loaned out repeatedly. I explain how money circulates from one person, through banks, to other people. This is a basic explanation of the banking system in America. 

*Disclaimer* This is just an explanation and should not be considered the same way as advice from a licensed financial planner. I am no longer a licensed financial planner and no longer an insurance agent.